Need today's mortgage rates? They're still at all time lows.
Not just your average ordinary realtor...
Are you a first time buyer shopping loans?
Moving up or down-sizing and need a new mortgage? Are you concerned about your existing mortgage and need to re-finance or have questions about mortgage modifications or short-sales? We can help answer these questions and more!
Posted at 04:58PM May 22, 2009 by Laura Moline in General | Comments[0]
How Beautiful is Springtime in the Valley?
A "Big Thank You" to Susan Vilardi for sharing this amazing photograph of Jobs Peak. We love the reflection in the water!
For all you outdoor enthusiasts, it's time to go hiking!
Be sure to visit http://www.carsonvalleytrails.org for information on how you can help the "Hike for Health" Hike-a-Thon. Your participation will help the CVTA raise funds to complete the new 24 mile Genoa Foothill Trail System Project. Enjoy outdoor exercise, learn about the trails in our area and experience camaraderie with other outdoor enthusiasts.
Happy Trails To You...
Posted at 03:33PM May 19, 2009 by Laura Moline in General | Comments[0]
You can now visit me at Facebook!
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Posted at 04:39PM May 15, 2009 by Laura Moline in General | Comments[0]
Carson Valley Real Estate Market Update
Here are some stats I found interesting.
Currently there are a total of 608 homes listed in the Carson Valley area. Of the 608 listed homes, there is a total of 125 homes are under contract, roughly 20%
Bank Owned properties account for 40 of the listings with 18 homes under contract, approximately 45%
Short Sales Listings account for 108 listings with 45 homes under contract, approximately 41.67%
Under $300,000. There are 254 homes for sale, 91 or 35.80%are under contract.
$300K-$500K there are 179 homes for sale, 23 or 12.80%are under contract.
$500K-700K there are 90 homes for sale, 9 or 10%are under contract.
$700K-$1MILL there are 58 homes listed for sale, 1 or 1.70%is under contract.
$1Mill + there are 27 homes listed for sale, 1 or 3.70% is under contract.
"The good news is there is more activity over last year during the period and there are good loans at great interest rates!"
If you are in need of the services a Realtor can provide ….
I would love to be YOUR realtor!
Posted at 02:05PM May 14, 2009 by Laura Moline in General | Comments[0]
Look who earned a new designation!
Certified Distressed Property Expert
To better serve our clients, Laura Moline has earned a new designation. We can now help navigate the trying issues of foreclosure and shortsales.
If you or someone you know is having a hard time making mortgage payments jeopardizing thier good credit standing, there are options and we can offer you the help and support you need in exploring alternatives to foreclosure.
Posted at 04:02PM May 01, 2009 by Laura Moline in General | Comments[0]
1st Time Home Buyer Federal Tax Credit of up to $8,000.00
It’s a Buyer’s Market with an outstanding selection of property and attractive prices!
If you know of a First time Home Buyer or someone looking to buy a home in the Carson Valley,
“We can help make home buying easy while SAVING you lot’s $$$”.
Enhanced Tax Credit Provides Outstanding Opportunity for Home Buyers
A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing
a principal residence on or after January 1, 2009 and before December 1, 2009.
Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.
First-time home buyers who purchased a principal residence on or after April 9, 2008 and before January 1, 2009 may qualify for an $8,000.00 tax credit. Program Features: H.R. 3221 Housing and Economic Recovery Act of 2008.
- Amount of Credit:
Ten percent of cost of home, not to exceed $8,000.00 - Eligible Property:
Any single family residence, including condos that will be used as a principal residence. - Refundable:
Yes. Reduces income tax liability for the year of purchase. Claimed on tax return for that tax year. - Income Limit:
Yes. Full amount of credit available for individuals with adjusted gross income of no more than $75,000.00 (150,000.00 on a joint return). Phases out above those caps. ($95,000 and $170,000, respectively). - First Time Homebuyer Only:
Yes... and no. Purchaser (and purchaser's spouse) may not have owned a principal residence in 3 years previous to purchase. - Recapture:
Yes. Portion (6.67% of credit) to be repaid each year for 15 years. If home sold before 15 years, then remained of credit recaptured on sale. - Effective Date:
Purchases on or after April 9, 2008. - Termination Date:
July 1, 2009. - Compatibility with Alternative Minimum Tax (AMT):
Can be used to offset Alternative Minimum Tax (AMT)
For More Information on the Federal Housing Tax Credit, Click Here!
Don’t miss out on Low Interest Financing, 1st Time Buyer Programs, Seller Concessions and Tax Credits!
For all your Carson Valley Real Estate Needs, Call Laura direct at 775-783-6869
or visit us on the web at www.LauraMoline.com
This information is provided as general guidance only. The information provided herein should not be used as a substitute for consultation
with professional tax, accounting, legal, or other competent advisers.
Posted at 04:16PM Mar 06, 2009 by Laura Moline in General | Comments[0]
Tis the Season to Share Good News and Holiday Cheer!
As you may have noticed, nearly everyone has an opinion about the state of the real estate market. The most vocal opinions are being expressed on television, on the Internet and in print media and let’s not forget the radio. The problem is many of these opinions tell only one side of the story.
The Fact is …… with lower home prices and a vast selection of homes and historically Low interest rates, it’s an ideal time to be buying real estate!
Historically speaking, prices have always come back up. Home values will most certainly continue their long standing trend of appreciation over time. And equity buildup through mortgage debt pay-down still remains a proven path to financial wealth.
“Please join me in sharing the Good News”
Share with family share with friends, share with the folks you meet at a party or on the street… Homeownership is a Good Sound Investment!
Posted at 06:00AM Dec 18, 2008 by Laura Moline in General | Comments[0]
